Alaska is the least densely populated state in the union, but if you're in the wrong place at the wrong time you could still be in an auto accident. State law requires that all drivers carry liability coverage, and though Alaska tends to be more expensive than living in the Lower 48, insurance rates are not much higher than the national average. Major insurance carriers have offices in Anchorage, Fairbanks and Juneau. If you want more details on insurance requirements, you should contact the Alaska Division of Insurance (http://www.commerce.state.ak.us/insurance/).