Washington, D.C. is home to the nation's worst drivers, according to a study by Allstate Insurance Company. D.C. drivers are 95.4% more likely to be involved in an accident than the national average, with the typical driver involved in a collision once every 5.1 years. The fine for not having proper insurance coverage is $150 for the first 30 days and $7 a day thereafter. If you want more details on auto insurance requirements, you should contact the District of Columbia Department of Motor Vehicles (http://dmv.dc.gov/info/insurance.shtm).