Illinois drivers who are unable to obtain auto insurance through the voluntary market due to a poor driving record or a recent violation are protected by the state with The Illinois Automobile Insurance Plan (ILAIP). All insurance companies righting policies in the state are required to offer ILIAP, though it should only be used as a last resort, as premiums tend to be pretty high. For more information on this, and other auto insurance-related topics, contact the Illinois Department of Insurance (http://www.idfpr.com/DOI/default2.asp).

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