Iowa does not require uninsured/underinsured motorist coverage, but it might be a good idea to get it if you live in the state. A 2007 study estimated that as many as 12% of Iowa drivers are uninsured, and if you're in an accident with one of those drivers, you want to be protected. For more information on auto insurance laws and regulations in Iowa, contact the Iowa Insurance Division (http://www.iid.state.ia.us/).

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