Minnesota requires all of its drivers to carry liability, uninsured motorist (UM) and personal injury protection (PIP) coverage. It is estimated that as of 2007, as many as 10% of Minnesota drivers were still uninsured. Minnesota is a "No Fault" state, and PIP covers you for up to $20,000 in medical expenses and $20,000 of non-medical expenses regardless of who causes the accident. For more information on auto insurance requirements in Minnesota, contact the Minnesota Department of Public Safety Driver and Vehicle Services (http://www.dps.state.mn.us/dvs/index.html).
