Mississippi is a fairly sparsely populated state, so if you've just moved from a big city you'll be happy to discover that the cost of auto insurance will be quite a bit lower. Watch out, though, because Mississippi has the highest rate of uninsured drivers in the US (as of 2007), with an estimated 26% of drivers lacking coverage. Mississippi doesn't require you to carry Personal Injury Protection coverage, but PIP will cover your medical expenses if you're in an accident with one of those uninsured drivers. Major insurance carriers have offices in Jackson, Hattiesburg, Gulfport, and Biloxi. If you want more details on insurance requirements, you should contact the Mississippi Insurance Department (http://www.mid.state.ms.us/).