New Mexico law requires Bodily Injury Liability coverage of $25,000 per person, $50,000 per occurrence and Property Damage Liability of $10,000. It does not require Uninsured Motorist (UM) coverage for drivers. You'd be wise to opt for it, though: As of 2007 New Mexico had the highest estimated percentage of uninsured drivers in the country at 29%. If you want more details on New Mexico auto insurance requirements, you should contact the New Mexico Public Regulation Commission (http://www.nmprc.state.nm.us/id.htm).