If you're an Oregon driver who's having trouble finding a company to insure you because of your driving record or credit rating, you may qualify for coverage under the "assigned risk" pool through the Automobile Insurance Plan of Oregon. This should be used as a last resort, though, as premiums tend to be much higher than on the voluntary market. For more information on this program and many other auto insurance-related topics, contact the Oregon Insurance Division (http://www.oregoninsurance.org/).

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