Washington law requires Bodily Injury Liability coverage of $25,000 per person, $50,000 per occurrence and Property Damage Liability of $10,000.It does not require Uninsured Motorist (UM) coverage for drivers. It's probably a good idea to opt for it, though: A 2007 study says that as many as 16% of the state's drivers are uninsured. UM coverage protects you in case you're involved in an accident with one of these drivers. If you want more details on Washington auto insurance requirements, you should contact the Washington State Office of the Insurance Commissioner (http://www.insurance.wa.gov/).